Ban Crypto in Retirement Accounts

Updated: 2026.01.15 13D ago 1 sources
Prevent the inclusion of high‑volatility cryptocurrencies in tax‑advantaged retirement vehicles (IRAs, 401(k)s, Roths) so public retirement savings are not exposed to speculative casino‑like assets. This is a low‑ambiguity, implementable policy lever that matches the article’s explicit recommendation and addresses distributional risk to ordinary savers. — If adopted, the policy would shield broad swaths of household retirement wealth from industry‑driven speculation and become a concrete test of how political elites respond when popular skepticism contradicts industry advocacy.

Sources

One Big Question: Is Cryptocurrency a Scam?
Oren Cass 2026.01.15 100% relevant
The article cites an American Compass/YouGov poll showing 72% of opinionated Americans view crypto as an overhyped scam and explicitly proposes banning tax‑advantaged retirement account allocations to crypto.
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