Chatbots As Payment Gateways

Updated: 2025.10.06 15D ago 2 sources
OpenAI’s Instant Checkout lets users complete purchases inside ChatGPT via an open‑sourced Agentic Commerce Protocol built with Stripe. Starting with Etsy and expanding to Shopify, OpenAI will take a fee on completed transactions. This moves AI platforms into the transaction layer, not just search or recommendations. — If AI intermediates purchases, it concentrates data and fees, raising new questions for antitrust, consumer protection, and payment oversight.

Sources

OpenAI Will Let Developers Build Apps That Work Inside ChatGPT
BeauHD 2025.10.06 90% relevant
The article pairs ChatGPT’s new third‑party app integrations with its recently launched 'Instant Checkout,' directly advancing the trend of conversational interfaces handling transactions and acting as commerce rails.
ChatGPT Adds 'Instant Checkout' To Shop Directly In Chat
BeauHD 2025.09.30 100% relevant
OpenAI announced 'Instant Checkout' in ChatGPT, with fees, ACP open‑sourcing, and plans to add over one million Shopify merchants.
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