Home Insurance Price Shock

A majority of U.S. homeowners report noticeably higher homeowners‑insurance premiums: Pew’s March 2026 survey finds 71% say costs rose, 42% 'a lot'. Homeowners most commonly blame insurer profit-seeking and higher repair/rebuilding costs, with many also citing extreme weather; lower‑income owners are both less likely to have coverage and less likely to report increases. — Widespread insurance premium hikes are a concrete affordability shock that links housing costs, climate risk, and redistribution politics, and can reshape local and national policy debates on insurance, disaster spending, and housing support.