Institutional‑homeownership ban backfires

Proposals to prohibit large institutional investors from buying single‑family homes risk harming current renters, doing little to raise actual homeownership rates, and could re‑entrench exclusionary local housing practices; the policy debate needs empirical place‑level modeling of supply, demand, and investor behavior before sweeping bans are pursued. — This reframes a high‑salience political demand into an evidence‑first policy question about what actually increases homeownership and affordability, with immediate implications for state and federal regulation and election politics.