Because mobile-money reaches hundreds of millions, governments shift to direct transfers. This enables targeted subsidies, reduces leakage, and expands crisis-response capacity by delivering benefits to phone-linked wallets without bank accounts.
— It reframes anti-poverty policy and public-finance efficiency in low-capacity states, shaping debates on cash transfers, subsidy reform, and digital-ID/payment infrastructure.
Simon van Teutem
2025.07.07
100% relevant
The article documents 640 million accounts globally with 330 million in Sub-Saharan Africa and widespread agent networks accessible without internet.
Santi Ruiz
2025.06.12
50% relevant
The article highlights finance-led digitization (online banking) catalyzing broader state modernization—analogous to how mobile-money rails enable government service upgrades and direct transfers in other contexts.
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