Other‑Driver Deaths as Safety Metric

IIHS now reports 'other‑driver death rates' by model, revealing that large pickups and some muscle cars impose far more risk on people they hit, even if they protect their own drivers. Using this externality metric could guide insurance pricing, taxes, and marketing restrictions toward vehicles that endanger others. — Prioritizing third‑party risk over occupant safety would shift car policy toward aligning private choices with public harms.