Major philanthropists can seed near‑universal investment accounts for children at scale, effectively delivering wealth transfers and long‑run savings outside government systems. Large, targeted donations (e.g., $6.25B to cover 25M children in lower‑median ZIP codes) can change wealth trajectories, substitute for public policy, and reframe political branding around childhood economic security.
— Private mass‑seeding of child accounts has big implications for inequality, fiscal politics, the role of philanthropy in social provision, and how governments defend or replicate such programs.
BeauHD
2025.12.02
90% relevant
This article is a concrete instantiation of that idea: Michael and Susan Dell are using private money to seed and promote the government 'Trump Accounts' infrastructure (a $6.25B pledge, $250 per child in specified ZIP codes) to increase take‑up and leverage private deposits into public investment accounts for kids.
Alex Tabarrok
2025.12.02
100% relevant
Michael and Susan Dell’s announced $6.25 billion pledge to seed $250 accounts for children up to age 10 in ZIP codes with median income ≤ $150,000.
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