Private Funding of Public Child Accounts

Private philanthropists can massively scale and steer new federal child‑investment programs by seeding accounts, targeting recipients by ZIP code and income, and timing disbursements to political calendars. Such gifts change take‑up incentives, may alter who benefits, and can effectively privatize distribution choices within a public policy framework. — If wealthy donors routinely seed government accounts, it reshapes redistribution, political incentives around benefit rollouts, and the balance between public entitlement design and private influence.